What Is Private Money Lending?

A private money loan is a loan that is given to a real estate partner and secured by real estate. Private money partners are given a first or second mortgage lien position that secures their legal interest in the property and their investment. Essentially, private money lending is your opportunity to become the bank, reaping the profits just like a bank would. It’s a great way to generate cash flow and produce a predictable income stream while providing excellent security and safety for your principal investment.

We Protect Our Lenders

Each property we acquire is put through a rigorous evaluation process in order to assess its profitability before the property is ever purchased. You are also provided with these documents to secure your investment capital:

• Promissory Note: This is your collateral for your investment capital, recorded with our attorney to legally secure your investment loan with our company against the real property.
• Insurance Policy: You’ll be added to the policy for protection of your investment in case something happens with the property.
• We do pay for a title search as well as a title policy on the home, just as we would in a typical transaction.

Call us 1 800-301-0161 or email info@smartequitypartners.com

We are happy to send you more information on how to become a private money lender.

Ways to Fund a Deal:

• Cash
• Home Equity Line Of Credit
• Personal & Business Lines Of Credit
• Retirement Accounts
• Liquidated Securities & Investments
• Self Directed IRA

You’ll be added to the policy for protection of your investment in case something happens to the property.